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Comparatif de solutions de paiement : TPE, lien de paiement, paiement en ligne
Balbine • 12 novembre 2026 • 4 min de lecture

Finding the Payment Solution Suited to Your Situation

Discover how to choose the best payment solution for smooth and secure transactions, both online and in-store.

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In an increasingly connected world, payment options have become as diverse as the situations in which we use them. It's essential to choose the appropriate payment method for each context. In this article, we'll present four payment solutions, exploring the right moments and best practices to use them wisely.

Simplify your transactions with payment links

A payment link is a modern and efficient option for collecting payments in a practical and flexible way, wherever you are. This payment method relies on digital technology to simplify the financial transaction process, offering a solution particularly well-suited to situations where the physical presence of a business or professional is not required.

Situations it suits

  • Freelancers and self-employed professionals working in the field

  • Small businesses or occasional sellers

  • Professionals who want to accept card payments without a POS terminal and without an e-commerce site

  • Mobile commerce

How it works

The merchant generates a payment link, sends it to their customer by email, SMS, or via QR code, and the customer simply needs to click on the link to complete their purchase from the payment page.

Advantages

  • No online website needed

  • No POS needed

  • Simplifies transactions

  • Versatility

  • Payment tracking

Boost your e-commerce site with online payments

Online payment is the standard method for conducting financial transactions on the internet. It's an essential process for online purchases.

Situations it suits

  • Purchases on e-commerce sites and online stores

  • Ticket and event booking

  • Online food delivery

  • And many more…

How it works

Customers add items to their online cart, provide their payment information, then complete the transaction on the merchant's website from a secure payment page.

Advantages

  • Transaction security

  • Reduced human errors

  • Price comparison

  • Expanded target audience

Get a payment terminal to process all in-person payments

In-store payment with a POS terminal remains essential for physical purchases or for mobile merchants. It offers a fast, secure, and convenient way to process in-person transactions.

Situations it suits

  • In-store physical purchases

  • Mobile commerce

  • Fast and secure in-person transactions

How it works

The customer can choose to pay by bank card by inserting their card into the terminal or by using contactless payment with their bank card or digital wallet via Apple Pay or Google Pay.

Advantages

  • Mobility

  • Transaction security

  • Speed and convenience for physical purchases

Accept contactless payments with Tap to Pay

With Tap to Pay and the Stancer app, you can accept all types of in-person and contactless payments directly on your smartphone, whether they come from bank cards, Apple Pay, or other digital wallets. No terminal or additional hardware is required.

Situations it suits

  • In-store physical purchases

  • Mobile commerce

  • Fast and secure in-person transactions

How it works

  1. Open the Stancer app on your smartphone and enter the purchase amount.

  2. Hold your smartphone out to the person who wants to pay.

  3. They should place their card horizontally on the top of your smartphone, above the contactless symbol.

  4. Once the card is read and the transaction is initiated, a checkmark with the "OK" label appears on the screen.

Advantages

  • Transaction security

  • Easy to use

  • Confidential

Choosing the appropriate payment method depends on the context. Payment links simplify online and remote transactions, online payments are versatile for internet purchases, in-store payment terminals remain a classic choice for physical transactions, while Tap to Pay represents an easy way to accept all types of payments. Stancer meets all these payment expectations with its omni-channel offering and its Dashboard, which centralizes all transactions in one single place.
 
With Stancer, enjoy smooth, secure transactions at favorable rates in all situations, whether online, remotely, or in store.

Once you've chosen your solution, also discover how to manage your refunds.