--- title: Stancer blog | Balbine description: Le blog qui vous aide à grandir --- [Skip to content](https://go.stancer.com/en/blog/author/balbine#main-content) ![](https://go.stancer.com/hs-fs/hubfs/Logo%20stancer@2x.png?width=300&height=46&name=Logo%20stancer@2x.png) - Products Show submenu for Products - [Online payment](https://stancer.com/fra/en/online-payment) - [Payment terminal](https://stancer.com/fra/en/payment-terminal) - [Tap to Pay on iPhone](https://stancer.com/fra/en/tap-to-pay-on-iphone) - [Payment link](https://stancer.com/fra/en/payment-link) - [Documentation](https://docs.stancer.com/en/) - [Pricing](https://stancer.com/fra/en/pricing) - [Blog](https://go.stancer.com/blog) Open main navigation Close main navigation - Products Show submenu for Products - [Online payment](https://stancer.com/fra/en/online-payment) - [Payment terminal](https://stancer.com/fra/en/payment-terminal) - [Tap to Pay on iPhone](https://stancer.com/fra/en/tap-to-pay-on-iphone) - [Payment link](https://stancer.com/fra/en/payment-link) - [Documentation](https://docs.stancer.com/en/) - [Pricing](https://stancer.com/fra/en/pricing) - [Blog](https://go.stancer.com/blog) - - [English](https://go.stancer.com/en/blog/author/balbine) - [French](https://go.stancer.com/blog/author/balbine) - [Start now](https://signup.stancer.com/en/sign-up/) [Start now](https://signup.stancer.com/en/sign-up/) - [English](https://go.stancer.com/en/blog/author/balbine) - [French](https://go.stancer.com/blog/author/balbine) Stancer Blog # The blog that helps you grow Our blog is here to help and support you in your daily tasks and steps. Guide & News ### Understand everything The essentials for success ## Our selection for you Discover our flagship articles of the moment, designed and written to meet your daily challenges. ### [![Complete Guide to Using Odoo](https://go.stancer.com/hubfs/article_guide-complet-d-utilisation-odoo-1.avif) Online Sales 12 Nov 2026 4MIN Complete Guide to Using Odoo Are you considering launching your online store on Odoo? This practical guide explains step by step how to set up your online store with Odoo and equip it with everything needed for ideal operation. What is Odoo? Odoo is a business management software that brings together several applications to help you manage your day-to-day operations. With Odoo, you can centralize the management of your sales, purchases, inventory, accounting, and much more, all in one place. Setting up your store in Odoo Creating an online store in Odoo is simple and intuitive. Follow these steps to set up your store: 1. Create your store: Log in to your Odoo interface. Go to the Apps tab and click on the eCommerce module. Follow the instructions provided by Odoo to configure your store. 2. Optimize your store: Add your products with detailed descriptions and attractive images. Configure shipping and payment options. Customize your store's appearance to reflect your brand. Use the necessary modules such as the Inventory module for product sales, Marketing modules for customer conversion optimization, and others. Refer to the full list of Odoo modules. For more details on creating and optimizing your Odoo store, you can refer to the documentation available on the official Odoo website. Why choose Stancer for your Odoo store? For an online store, having a reliable and secure payment solution is essential. Once your store is created in Odoo, you'll need an efficient payment method. Stancer is perfectly suited to this need, offering a smooth and secure payment experience for your customers. How to use the Stancer payment module in Odoo? 1. Create a Stancer account To start using the Stancer payment module, you must first create a Stancer account. Once your account is created and validated by our team, you can start using our solutions and install our payment module on your Odoo store. 2. Install the Stancer module in Odoo Log in to your Odoo interface. Go to the Apps tab. Search for the Stancer module and click on Activate. You have just downloaded the Stancer module. Follow the steps below to configure it for your store. 3. Configure the Stancer module Go to Sales then Configuration. Select Payment Provider and choose Stancer. Activate the Stancer module. To accept real payments, choose Enabled. To run tests, choose Test Mode. It is always best to start with Test Mode to test your store before making it public. By testing it, you minimize the risk of errors and optimize the experience for your future customers. Log in to your Customer Area on Stancer and go to the "Developers" tab to get your test or production API keys. In Odoo, enter the API keys you obtained in the appropriate fields in the API Keys section. Make sure to correctly fill in the fields for the payment page and API URLs. This information is essential for Stancer to communicate correctly with your online store. If you wish, enable iframe integration for a smoother user experience. For more information on iframe integration, refer to our documentation. 4. Accept card payments Once the module is configured, your customers will be able to pay by bank card directly on your site via the Stancer payment page. The module is compatible with the 3D Secure protocol, offering additional security for all your transactions. By following this guide, you are now ready to launch your online store on Odoo. By integrating the Stancer payment module into your store, you can start and grow your online sales business with ease, while offering your customers a secure and smooth payment experience. To go further in equipping your store, discover our selection of must-have tools for e-commerce. For more information, refer to our documentation. Read more](https://go.stancer.com/en/blog/online-sales/complete-guide-to-using-odoo) ### [![Say Goodbye to Minimum Card Payment Amounts with Stancer](https://go.stancer.com/hubfs/article_adieu-montants-minimum-par-cb-1.avif) Payment 12 Nov 2026 3MIN Say Goodbye to Minimum Card Payment Amounts with Stancer The minimum bank card amount sometimes required by certain stores excludes purchases of less than around ten euros. This practice often encourages customers to increase their basket in order to be able to pay by card. Is it legal to do this? What solution should be put in place to promote a better shopping experience? An overview. Can a merchant impose a minimum card payment amount? Subject to informing the buyer, the merchant has the right to require a minimum card payment amount. This mention must be visible at the store entrance and in front of the till. Depending on the establishment, the minimum card amount varies. To date, there is no legal minimum for card payment or defining a maximum payment limit by card. Why is the card refused for small amounts in some establishments? Unlike cash payment, card payment involves other actors. Thus, several deductions are made with each card payment operation and billed to the merchant. These include, among others, bank network fees, interchange commissions, and fixed deductions from intermediaries. It must be acknowledged that this payment method is far from being free. This is why some establishments apply a minimum card amount to encourage the customer to spend more. To accept the card, the merchant then sets a minimum threshold to compensate for the volume of commissions. What business impacts for a merchant who refuses the card? Of course, imposing a minimum card payment amount negatively impacts a business. Customers prefer to spend just as much as their needs rather than making additional purchases solely in order to be able to pay by bank card. The minimum card payment amount can also force them to withdraw cash from the nearest ATM. If the store is far from an ATM, it can then rule out the potential customer. Discover the payment terminal suited to small amounts Make card payment your competitive edge by choosing the Stancer payment terminal. Restaurateurs, tobacco shop owners, or mobile traders, say goodbye to the minimum card amount! Stancer significantly reduces transaction fees on small-amount bank card payments and allows you to accept bank card payment without restriction. Buyers can use their cards without having to inflate their bills to reach the minimum card payment amount. At 0.7% commission per transaction under €7, Stancer offers an affordable POS solution for merchants. This service is available without subscription and without commitment! Offer your customers a secure payment experience at a lower cost. Read more](https://go.stancer.com/en/blog/payment/say-goodbye-to-minimum-card-payment-amounts-with-stancer) ### [![Card Payment Without a Terminal: It's Possible with Stancer](https://go.stancer.com/hubfs/article_paiement-cb-sans-terminal.avif) Payment 12 Nov 2026 3MIN Card Payment Without a Terminal: It's Possible with Stancer Card payment without a terminal is a remote payment method that can be performed without having to install an electronic payment terminal. Businesses can easily accept online payments by providing customers with a payment link. Customers can then make a remote payment using their bank card. Businesses thus accept remote payments with payment methods similar to those used for in-store payments, thanks to a secure payment system. Why collect payments from your customers remotely? The benefits for customers paying remotely (card payment without a terminal) with Stancer are numerous. Customers can choose from a variety of payment options, including bank transfers, bank cards, electronic wallets (or wallets), and mobile payments. Moreover, the payment process is fast and secure, and their information is protected. Customers can also benefit from additional features such as payment notifications and refund options. The benefits of card payment without a terminal for businesses are equally numerous. Businesses can receive payments in real time and easily track remote sales transactions, including those coming from mobile payment terminals, for their follow-up. They can also benefit from rates tailored to their specific needs and additional features, such as payment management tools, additional security processes, and integration options. Businesses also benefit from 24/7 customer support and a fast and efficient problem-resolution process. Using payment links Using payment links is a terminal-free payment feature offered by Stancer that allows businesses to create unique payment links that can be shared with their customers. Customers can use these links to make online payments securely. Payment links can be sent by email or SMS, or integrated into websites or mobile applications. Payment links are secure and guarantee the confidentiality of customers' payment information. Creating a website with an online payment solution Creating a website with an online payment solution means integrating an online payment platform into your website so that your customers can make their online purchases securely. An online payment solution allows you to accept payments by credit card, bank transfer, electronic wallet, or mobile payment. Online payment solutions, such as card payment without a terminal, also offer payment management tools and security features to protect customers' payment information. Offering QR code payment QR code payment is an online payment method where you generate a QR code that allows customers to pay by scanning a QR code with their mobile phone. This payment method is secure and practical. This method is easy to set up and can be integrated into a variety of payment platforms, including Stancer. It is also very convenient, as it allows customers to pay instantly by scanning a QR code via a smartphone or tablet. Don't neglect the importance of Google Pay and Apple Pay Google Pay and Apple Pay are two contactless payment systems that allow users to pay securely with their mobile devices or via card payment without a terminal. They can be used to make contactless payments with debit or credit cards using a mobile device. These card payment without a terminal systems offer an additional level of security, as they require additional authentication to confirm payments. These systems are very convenient and can be used in many places, including physical stores. Businesses that want to offer a convenient and secure payment method for their customers in order to make card payments without a terminal should consider adding Google Pay and Apple Pay to their payment options. Read more](https://go.stancer.com/en/blog/payment/card-payment-without-a-terminal-it-is-possible-with-stancer) ### [![Choosing the Right Payment Terminal for Your Non-Profit Organization](https://go.stancer.com/hubfs/article_bien-choisir-son-terminal-de-paiement-pour-association-1.avif) Payment 12 Nov 2026 4MIN Choosing the Right Payment Terminal for Your Non-Profit Organization A non-profit organization needs money to operate, even if it is non-profit under the law of July 1901. Indeed, it collects membership fees, grants, etc. The essential solution is using a payment terminal for non-profit organizations. There are many on the market today, and the key will be to make a good choice of POS to suit your organization's needs. Why should your non-profit organization have a payment terminal? A payment terminal for a non-profit organization is a secure and practical tool that makes it easy to collect money by bank card. A non-profit organization can indeed receive membership fees, and these may be limited if you don't offer any bank card payment solution. Few people carry a lot of cash these days, which is why offering another secure payment solution will be appreciated during a transaction. With a POS, you simply insert the card and enter the confidential codes to validate a transaction. The criteria for choosing a terminal for your non-profit organization There are many payment terminals, and they don't all have the same features and therefore the same advantages. Here are a few points to watch out for before choosing your payment terminal: Choose a mobile terminal: We strongly recommend choosing a mobile payment terminal that lets you accept payments anywhere. This type of terminal runs on battery. Its use is particularly relevant for outdoor events, market sales, or non-profit organizations. The importance of contactless: Especially since the Covid crisis, the ability to pay via contactless has become a requirement for merchants. Consumers use it more and more, and recent studies prove it. Many solutions have recently appeared and quickly become mainstream, testifying to this new payment trend. Notably Apple Pay and Google Pay. Offering a secure payment experience: Look for a terminal that supports data encryption, tokenization, and is compliant with the Payment Card Industry Data Security Standard (PCI DSS). Watch the connectivity: Depending on your needs, check whether the terminal works on a wired network (Ethernet), wireless (Wi-Fi), or mobile (4G). How to choose your payment terminal for your non-profit organization? The choice of payment terminal should be made according to your non-profit organization's needs. The goal is in particular to have a device that incurs the fewest fees and helps simplify your organization's management! Choosing a payment terminal for a non-profit organization is an important decision that must be made by considering several factors. First, it's important to determine the type of activities the organization carries out and the volume of transactions it processes. Next, you need to assess the budget available for buying or renting a terminal, as well as the fees associated with its use. It's also important to consider the security and reliability of the payment terminal, as well as its ease of use for the organization's members and donors. Finally, it's recommended to inquire with several payment terminal suppliers and compare offers before making a decision. By following these tips, a non-profit organization can choose a payment terminal suited to its needs and offer its members and donors a secure and practical payment experience. Discover the Stancer subscription-free payment terminal suited to non-profit organizations' needs Stancer is a payment institution that offers payment terminals and other payment solutions suited to non-profit organizations! With its turnkey, subscription-free, commitment-free offer, Stancer provides a payment terminal for free from 150 transactions per month, otherwise it is billed at €15 for the month. You also get ready-to-use equipment, mobile 4G or Wi-Fi connectivity, and support when needed. Our mobile payment terminal runs on battery, which lets you make transactions anywhere and at any time. Anyone using a mobile phone can easily use the device thanks to the available contactless payment. You simply need to enter the amount, hand the POS to the user, and confirm the transaction. Discover our payment terminal for non-profit organizations. Read more](https://go.stancer.com/en/blog/payment/choosing-the-right-payment-terminal-for-your-non-profit-organization) ### [![Requesting a Payment Reminder: Tips and Letter Template](https://go.stancer.com/hubfs/article_demander-une-relance-de-paiement-conseils-et-modele-de-lettre-1.avif) Payment 12 Nov 2026 4MIN Requesting a Payment Reminder: Tips and Letter Template This amicable reminder plan is a good tool for settling unpaid invoices. This guide gives you useful tips to carry out this process successfully, with a sample reminder letter. What is a payment reminder letter? A payment reminder letter is a letter sent to a customer to inform them of an outstanding debt. The purpose of this debt collection letter is to encourage the debtor to settle their invoice as soon as possible. After contacting the customer with this amicable payment request, the customer may respond and share their difficulties. In the absence of a payment promise or actual payment, you can send them a formal demand letter. Under Article 1344 of the Civil Code, a formal demand is a legally binding letter requiring the debtor to act without delay. How to request a reminder effectively? Proceed skillfully by sending your customer a courteous reminder letter. In order to preserve your commercial relationship, it is customary to write payment reminders with diplomacy. Sometimes, non-payment is the result of an accounting error or a lost invoice. Contact them directly by phone. In the absence of a response, you can initiate the debt collection process by writing a registered letter with acknowledgment of receipt containing a payment order. If you still get no response, you can initiate forced recovery of the debt by going to court. Above all, avoid rushing into a formal demand or legal recovery without first contacting the customer for an amicable collection. A copy of the invoice will provide traceability of your claim. You should always keep this document safe if you want to obtain payment. Also make sure to keep the receipt of the registered letter. In any case, the payment reminder letter must include: The name of the creditor The name of the debtor The invoice number and date The subject of the letter with the mention "payment reminder" The goods or services related to the invoice Example of a payment reminder request While it's possible to write a payment reminder email spontaneously, a standard example remains a source of inspiration. Here is a sample reminder letter for an unpaid invoice, written in a cordial tone: - - Your company Company name SIRET Address Postal code and city Contact Name of debtor customer Address Postal code and city Done at…, on… Subject: Payment reminder for invoice No. … pending collection Enclosure: Scanned copy of the original invoice Madam, Sir, Unless it is an error on our part, your invoice dated … remains unpaid. To date, the accounting department has not been able to settle the payment of the amounts due corresponding to the invoice amount. The payment deadline having passed, we kindly ask you to settle it as soon as you receive this email. However, we ask you to disregard this reminder if you have since settled the payment. The copy of the invoice being authoritative, we look forward to hearing from you and are at your disposal for any inquiries. Thanking you in advance for your kind understanding, we kindly ask you to consider this amicable collection request. Yours faithfully, First name, Last name Accounting Department Signature - - Payment links in service of your payment requests A customer facing cash flow difficulties may feel real discomfort in the face of a payment reminder. This makes settling their debt even more complicated, as they will be less inclined to meet your finance team. The existence of a simple and instant payment solution can help defuse these situations. Stancer offers the payment link, which lets you send your customers a payment request including a link to a secure payment page. The request can be sent by email, SMS, or via your channel of choice. Read more](https://go.stancer.com/en/blog/payment/requesting-a-payment-reminder-tips-and-letter-template) ### [![Bank Card Commission Rates for Merchants: An Overview](https://go.stancer.com/hubfs/article_taux-de-commission-de-carte-bancaire-pour-commercant-tour-d-horizon-1.avif) Payment 12 Nov 2026 3MIN Bank Card Commission Rates for Merchants: An Overview What are the collection fees for a merchant? With each card transaction, the merchant must pay fees for the acceptance and processing of payments on the collected amount. Hence the term collection fees, commonly called the bank card commission. Its value depends on several factors, including the volume of transactions, the payment amount, the type of bank card used, and the chosen payment service provider. What makes up the collection fees? The payment interchange commission or CIP/MIF (Multilateral Interchange Fee): generally fixed and common to all banks. This term refers to a fee paid by the merchant's bank to the customer's bank to cover the use of the payment network. However, the CIP does not apply if both parties are with the same bank. Network fees: Less significant than the CIP, card networks such as CB, Visa, and MasterCard bill the merchant to ensure the collection of the transaction amount. The chosen payment provider's margin: your bank or payment provider can freely set its own commissions. These may include transaction commissions, monthly subscription fees, or rental or purchase fees for the electronic payment terminal. Card payments can be expensive Due to the bank card commissions mentioned above, this payment method can indeed be costly for merchants. However, the benefits associated with accepting card payments can offset these collection fees. That said, it is possible to limit these card commissions by selecting the right payment provider. Is it possible to reduce your commission rate? Several solutions are within reach for merchants and businesses to reduce their bank card commission rate. To benefit from a more favorable commission rate, consider choosing a cheaper payment service provider (PSP), such as Stancer. Discover the payment terminal suited to small amounts At Stancer, our mission is to provide practical and affordable payment solutions for small businesses. We offer a range of payment products, including payment terminals, online payments, and payment links, which allow merchants to easily accept card payments, whether in their physical store or through secure online payments. Our payment terminal is designed to be perfectly suited to small transactions. You don't pay the fixed commission for transactions under €7, which makes our payment terminal ideal for small businesses accustomed to receiving small-amount collections. In addition, our subscription-free POS is provided for free with a minimum of 150 transactions. One last thing? It's easy to use, secure, fast, and features advanced functionality (dashboard) to simplify payment management. Read more](https://go.stancer.com/en/blog/payment/bank-card-commission-rates-for-merchants-an-overview) ## A space to understand everything. Choose your starting point. Collect, manage, grow: find all our expert guides and advice. All Payment Online Sales Business Management Most recent - Most recent - Oldest - Most popular ### [![Say Goodbye to Minimum Card Payment Amounts with Stancer](https://go.stancer.com/hubfs/article_adieu-montants-minimum-par-cb-1.avif) Payment 12 Nov 2026 3MIN Say Goodbye to Minimum Card Payment Amounts with Stancer The minimum bank card amount sometimes required by certain stores excludes purchases of less than around ten euros. This practice often encourages customers to increase their basket in order to be able to pay by card. Is it legal to do this? What solution should be put in place to promote a better shopping experience? An overview. Can a merchant impose a minimum card payment amount? Subject to informing the buyer, the merchant has the right to require a minimum card payment amount. This mention must be visible at the store entrance and in front of the till. Depending on the establishment, the minimum card amount varies. To date, there is no legal minimum for card payment or defining a maximum payment limit by card. Why is the card refused for small amounts in some establishments? Unlike cash payment, card payment involves other actors. Thus, several deductions are made with each card payment operation and billed to the merchant. These include, among others, bank network fees, interchange commissions, and fixed deductions from intermediaries. It must be acknowledged that this payment method is far from being free. This is why some establishments apply a minimum card amount to encourage the customer to spend more. To accept the card, the merchant then sets a minimum threshold to compensate for the volume of commissions. What business impacts for a merchant who refuses the card? Of course, imposing a minimum card payment amount negatively impacts a business. Customers prefer to spend just as much as their needs rather than making additional purchases solely in order to be able to pay by bank card. The minimum card payment amount can also force them to withdraw cash from the nearest ATM. If the store is far from an ATM, it can then rule out the potential customer. Discover the payment terminal suited to small amounts Make card payment your competitive edge by choosing the Stancer payment terminal. Restaurateurs, tobacco shop owners, or mobile traders, say goodbye to the minimum card amount! Stancer significantly reduces transaction fees on small-amount bank card payments and allows you to accept bank card payment without restriction. Buyers can use their cards without having to inflate their bills to reach the minimum card payment amount. At 0.7% commission per transaction under €7, Stancer offers an affordable POS solution for merchants. This service is available without subscription and without commitment! Offer your customers a secure payment experience at a lower cost. Read more](https://go.stancer.com/en/blog/payment/say-goodbye-to-minimum-card-payment-amounts-with-stancer) ### [![Card Payment Without a Terminal: It's Possible with Stancer](https://go.stancer.com/hubfs/article_paiement-cb-sans-terminal.avif) Payment 12 Nov 2026 3MIN Card Payment Without a Terminal: It's Possible with Stancer Card payment without a terminal is a remote payment method that can be performed without having to install an electronic payment terminal. Businesses can easily accept online payments by providing customers with a payment link. Customers can then make a remote payment using their bank card. Businesses thus accept remote payments with payment methods similar to those used for in-store payments, thanks to a secure payment system. Why collect payments from your customers remotely? The benefits for customers paying remotely (card payment without a terminal) with Stancer are numerous. Customers can choose from a variety of payment options, including bank transfers, bank cards, electronic wallets (or wallets), and mobile payments. Moreover, the payment process is fast and secure, and their information is protected. Customers can also benefit from additional features such as payment notifications and refund options. The benefits of card payment without a terminal for businesses are equally numerous. Businesses can receive payments in real time and easily track remote sales transactions, including those coming from mobile payment terminals, for their follow-up. They can also benefit from rates tailored to their specific needs and additional features, such as payment management tools, additional security processes, and integration options. Businesses also benefit from 24/7 customer support and a fast and efficient problem-resolution process. Using payment links Using payment links is a terminal-free payment feature offered by Stancer that allows businesses to create unique payment links that can be shared with their customers. Customers can use these links to make online payments securely. Payment links can be sent by email or SMS, or integrated into websites or mobile applications. Payment links are secure and guarantee the confidentiality of customers' payment information. Creating a website with an online payment solution Creating a website with an online payment solution means integrating an online payment platform into your website so that your customers can make their online purchases securely. An online payment solution allows you to accept payments by credit card, bank transfer, electronic wallet, or mobile payment. Online payment solutions, such as card payment without a terminal, also offer payment management tools and security features to protect customers' payment information. Offering QR code payment QR code payment is an online payment method where you generate a QR code that allows customers to pay by scanning a QR code with their mobile phone. This payment method is secure and practical. This method is easy to set up and can be integrated into a variety of payment platforms, including Stancer. It is also very convenient, as it allows customers to pay instantly by scanning a QR code via a smartphone or tablet. Don't neglect the importance of Google Pay and Apple Pay Google Pay and Apple Pay are two contactless payment systems that allow users to pay securely with their mobile devices or via card payment without a terminal. They can be used to make contactless payments with debit or credit cards using a mobile device. These card payment without a terminal systems offer an additional level of security, as they require additional authentication to confirm payments. These systems are very convenient and can be used in many places, including physical stores. Businesses that want to offer a convenient and secure payment method for their customers in order to make card payments without a terminal should consider adding Google Pay and Apple Pay to their payment options. Read more](https://go.stancer.com/en/blog/payment/card-payment-without-a-terminal-it-is-possible-with-stancer) ### [![Finding the Payment Solution Suited to Your Situation](https://go.stancer.com/hubfs/article_trouver-la-solution-de-paiement-adaptee-a-votre-situation-1.avif) Payment 12 Nov 2026 4MIN Finding the Payment Solution Suited to Your Situation In an increasingly connected world, payment options have become as diverse as the situations in which we use them. It's essential to choose the appropriate payment method for each context. In this article, we'll present four payment solutions, exploring the right moments and best practices to use them wisely. Simplify your transactions with payment links A payment link is a modern and efficient option for collecting payments in a practical and flexible way, wherever you are. This payment method relies on digital technology to simplify the financial transaction process, offering a solution particularly well-suited to situations where the physical presence of a business or professional is not required. Situations it suits Freelancers and self-employed professionals working in the field Small businesses or occasional sellers Professionals who want to accept card payments without a POS terminal and without an e-commerce site Mobile commerce How it works The merchant generates a payment link, sends it to their customer by email, SMS, or via QR code, and the customer simply needs to click on the link to complete their purchase from the payment page. Advantages No online website needed No POS needed Simplifies transactions Versatility Payment tracking Boost your e-commerce site with online payments Online payment is the standard method for conducting financial transactions on the internet. It's an essential process for online purchases. Situations it suits Purchases on e-commerce sites and online stores Ticket and event booking Online food delivery And many more… How it works Customers add items to their online cart, provide their payment information, then complete the transaction on the merchant's website from a secure payment page. Advantages Transaction security Reduced human errors Price comparison Expanded target audience Get a payment terminal to process all in-person payments In-store payment with a POS terminal remains essential for physical purchases or for mobile merchants. It offers a fast, secure, and convenient way to process in-person transactions. Situations it suits In-store physical purchases Mobile commerce Fast and secure in-person transactions How it works The customer can choose to pay by bank card by inserting their card into the terminal or by using contactless payment with their bank card or digital wallet via Apple Pay or Google Pay. Advantages Mobility Transaction security Speed and convenience for physical purchases Accept contactless payments with Tap to Pay With Tap to Pay and the Stancer app, you can accept all types of in-person and contactless payments directly on your smartphone, whether they come from bank cards, Apple Pay, or other digital wallets. No terminal or additional hardware is required. Situations it suits In-store physical purchases Mobile commerce Fast and secure in-person transactions How it works Open the Stancer app on your smartphone and enter the purchase amount. Hold your smartphone out to the person who wants to pay. They should place their card horizontally on the top of your smartphone, above the contactless symbol. Once the card is read and the transaction is initiated, a checkmark with the "OK" label appears on the screen. Advantages Transaction security Easy to use Confidential Choosing the appropriate payment method depends on the context. Payment links simplify online and remote transactions, online payments are versatile for internet purchases, in-store payment terminals remain a classic choice for physical transactions, while Tap to Pay represents an easy way to accept all types of payments. Stancer meets all these payment expectations with its omni-channel offering and its Dashboard, which centralizes all transactions in one single place. With Stancer, enjoy smooth, secure transactions at favorable rates in all situations, whether online, remotely, or in store. Once you've chosen your solution, also discover how to manage your refunds. Read more](https://go.stancer.com/en/blog/payment/finding-the-payment-solution-suited-to-your-situation) ### [![Stay Connected: Wi-Fi and 4G Network on Your Verifone POS](https://go.stancer.com/hubfs/article_restez-connecte-wifi-et-reseau-3g-sur-votre-tpe-verifone.avif) Payment 12 Nov 2026 4MIN Stay Connected: Wi-Fi and 4G Network on Your Verifone POS In the competitive world of commerce, having a reliable and versatile payment system is essential. At Stancer, we understand this need and offer the Verifone POS, an electronic payment terminal equipped with 4G GPRS connectivity and a pre-installed Free SIM card. The Verifone payment terminal allows you to process transactions with ease by accessing a Wi-Fi network when available. In addition, with the pre-installed Free SIM card, your Verifone POS adapts to various selling environments. Whether you're at an open-air market, a trade fair, or in your store, 4G GPRS connectivity ensures uninterrupted payment service, wherever you are. Follow the steps below to make the most of its connectivity options. Step 1: Power On When you receive your POS, plug the terminal's charging dock into the mains and place the terminal on top of it. The terminal will automatically begin charging. Powering on your terminal marks the beginning of a smooth and intuitive user experience. Step 2: Activating Wi-Fi Wi-Fi, complementary to the 4G network, provides enhanced connectivity in covered areas. Follow the simple instructions to activate or deactivate Wi-Fi according to your needs: Click the green "Settings" button on your POS touchscreen. Then, click on "Communication" and "Wireless Networks". To activate Wi-Fi, click on "Wi-Fi", "Enable module" and "Yes". If you see "Enabling" displayed on your POS screen, the module is being activated. If you want to deactivate Wi-Fi, simply press "Disable module". Press the yellow "\<" button twice on your terminal's touchscreen keyboard to return to the "Communication" menu. Step 3: Activating 4G GPRS 4G GPRS guarantees extended network coverage. When Wi-Fi is unavailable, this technology is crucial to maintain transaction continuity. Learn how to activate and configure GPRS for absolute peace of mind. To activate 4G, start by accessing the "Communication" menu. If you're following all the steps in this guide, you're already there; if not, click the green "Settings" button on your screen in the main menu, then "Communication". Choose "Backup access" from the menu options. Click on "GPRS". If the connection has been established, you'll arrive at the "GPRS" menu. If the connection has not been established, contact Verifone support at 01 57 97 99 44. Step 4: Configuring the Wi-Fi Network Configure Wi-Fi to guarantee a secure and stable connection. Back in the "Communication" menu, choose "Primary access". Click on "Wi-Fi", then "Configure Wi-Fi". Choose "Search for networks", then select the desired network. Enter your password using the touchscreen keyboard on your POS and click the green "O" button to validate. If the connection is successful, you'll see the message "Connecting", then "Connection successful" on your POS screen. If you made an error, delete the selected network and start again by clicking "Search for networks". Step 5: Setting Up the Stancer Solution The Stancer gateway is at the heart of your POS's efficiency. It facilitates communication between your terminal and the network, ensuring fast and secure transaction data transmission. Follow the instructions to correctly configure this gateway. In the "Wi-Fi" menu ("Communication", then "Primary access" and "Wi-Fi"), click on "Gateway". From the available gateways, choose "Stancer", then click on "Double". Select "Stancer" again. Check the pre-filled IP address and validate by clicking the green "O" circle on your touchscreen keyboard, then do the same with the pre-filled port. Select the extended protocol, then click on "Yes". Re-verify the pre-filled IP address and pre-filled port. You are now back at the "Wi-Fi" menu. Press the yellow "\<" button on your touchscreen keyboard until you return to the main menu. Your payment terminal is now connected to the internet (Wi-Fi and GPRS). You can find all the connection information in the horizontal bar at the top of the screen. For more information on connecting the Verifone POS to Wi-Fi or the 4G network, refer to the Stancer documentation. With these steps, you ensure optimal performance of your Verifone POS, guaranteeing fast, secure, and reliable transactions. Read more](https://go.stancer.com/en/blog/payment/stay-connected-wi-fi-and-4g-network-on-your-verifone-pos) ### [![Payment Contract vs. Acceptance Agreement: Are They Mandatory?](https://go.stancer.com/hubfs/article_contrat-monetique-vs-contrat-d-acceptation-1.avif) Payment 10 Nov 2026 3MIN Payment Contract vs. Acceptance Agreement: Are They Mandatory? A payment contract is a technical identifier that enables the processing of card payments for your business. It allows the transactions collected by your business to be identified by your PSP's partners, such as card schemes and issuing banks. For more information, refer to the Stancer documentation. There are several types of payment contracts, adapted to the different payment acceptance channels of your business, such as mail/telephone order (remote sales) and terminal-based payments, whether in contact or contactless mode. To fully benefit from the services offered by a PSP, you must subscribe to an acceptance agreement, which includes the opening of a payment contract. This agreement specifies in particular: the terms and conditions for accepting payments, the fees applied, the obligations of your PSP and of your business in the context of card payment acceptance, the potential associated services, such as the provision of a payment terminal, business tracking tools, and many more. How the acceptance agreement works When you subscribe to an acceptance agreement, you establish a partnership with a PSP, based on: Payment execution: Your chosen provider supplies the technical infrastructure needed to execute payments. Transaction settlement: Processed transactions are credited to your business account. Security: Your PSP guarantees the security of your customers' transactions and payment data through specific security protocols and standards, such as the 3DS protocol. Why is the acceptance agreement important? The acceptance agreement is essential because it enables your business to start working with a PSP and to accept card payments. By establishing the acceptance agreement, you gain access to the infrastructure needed to process transactions. Without this agreement, it would be impossible to benefit from the PSP's services. The acceptance agreement is therefore the essential entry point for integrating electronic payments, such as card payments, into your business model, facilitating growth and optimizing your sales processes. How to choose your acceptance agreement? To choose your acceptance agreement, you first need to select the PSP you want to rely on. Here are the selection criteria to consider: Costs: Compare setup fees, per-transaction commissions, and monthly fees. Associated services: Check the associated services, such as dispute management, technical support, and options for a payment terminal. Security: Make sure the chosen provider complies with current security standards. Why choose Stancer? Stancer is a 100% French payment solution. Although several PSPs exist, Stancer stands out for: Competitive pricing: Transparent and competitive fees for transactions accepted via the payment terminal or in e-commerce. Secure transactions: Cutting-edge technologies to guarantee the protection of your transactions. Reliable solutions: Stancer provides a robust infrastructure ensuring the continuity of your operations. The acceptance agreement is essential for any business looking to optimize its payment process and offer a smooth, secure customer experience. By choosing your PSP wisely, you can benefit from numerous advantages and strengthen your business's competitiveness. Read more](https://go.stancer.com/en/blog/payment/payment-contract-vs-acceptance-agreement-are-they-mandatory) ### [![Selling at Markets: The Complete Guide](https://go.stancer.com/hubfs/article_vendre-sur-les-marches-guide-complet-1.avif) Business Management 09 Nov 2026 4MIN Selling at Markets: The Complete Guide A market trader must therefore formalize their business before occupying a spot at the market. From business registration to finding a location, selling at markets requires completing certain formalities. What formalities must be completed and which status should be adopted to sell at markets? This guide explains how to run a commercial activity outdoors. Selling at markets: Which status to choose? Before setting up a stall in a covered market hall or an open-air market, you must declare your activity. This involves obtaining a business status and registering with the Companies Register. As for the status, the sole trader (micro-entrepreneur) regime is the most suitable option for selling at markets. A simplified tax regime With several advantages, this status first of all lets you benefit from a simplified tax regime. Sole traders enjoy a VAT exemption threshold and great flexibility when paying social contributions. With no revenue, no social charges apply. On top of that, bookkeeping is reduced to keeping a revenue book. The sole trader status: who is it for? This status is open to anyone carrying out an activity for profit, with no requirement to contribute capital. It covers both service provision and the sale of goods. How to obtain this status Since 1 January 2023, it has been mandatory to submit your application for status and registration through the single counter (guichet unique). For a craftsperson, the Craft Chamber (CMA) is the competent body to carry out all the formalities. If you are a mobile trader, however, you must go through the Chamber of Commerce and Industry (CCI). Finding a location: which permits to obtain? Selling products in a market hall or open-air market always requires a permit for temporary occupation of public land. Whether you've had the luck of finding a fixed or occasional spot, this permit must be presented to the inspector. So, before renting a space, you must register with the local town hall or the market's delegated operator. Temporary and fixed locations Today, finding a spot has become a long, drawn-out process if you want to sell at markets. Almost every square metre is reserved for fixed stalls. As a result, merchants planning to sell at markets rent these spaces for periods of 3 to 12 months. Only the vacant areas are offered to mobile traders. These are made available in the absence of the tenant. In general, these spots are free for a half-day or a full day. How to obtain a location Before you can sell at markets, you must submit your location request to the municipal stall officer (receveur-placier). Allocation is often done by lottery. If that's not the case, first come, first served, subject to available space. Indeed, the stall officer processes requests in the order in which mobile traders arrive, according to the waiting list. Paying the stall fee Selling at markets can be more or less expensive. The rental price per square metre varies from one municipality to another. It can also vary depending on the time of year and the events held on site. For a fair or exhibition, the stall rental request is sent to the event organizer. Whatever the activity, the cost per linear metre occupied is always the same for all merchants. Essentials for a sustainable market business Besides registering your status and applying for temporary occupation, other steps help you sell at markets on a long-term basis. Very often, fair organizers ask participants for a certificate of professional liability insurance. This coverage protects the non-sedentary professional against theft, as well as damage to equipment and to third parties. Finally, you must also hold a mobile merchant card (carte commerçant ambulant) to carry out your activity in the long term. This application can be sent to the Business Formalities Center (CFE) by registered mail with acknowledgment of receipt. Discover Stancer, the mobile POS suited to small transactions A mobile trader can use a mobile payment solution, very practical for settling purchases by bank card. Offering a payment terminal plan suited to small amounts, Stancer favors transactions under €7 by not applying fixed fees. Even better, the merchant gets a payment terminal with no commitment and no subscription to sell at markets. The terminal is provided free of charge once 150 transactions are completed in a month! With Stancer, choose a mobile payment solution that improves your customers' shopping experience at a very competitive price. Tap to Pay, to accept all types of payment With Tap to Pay on iPhone and the Stancer app, you can accept all types of in-person and contactless payments directly on your smartphone, whether they come from bank cards, Apple Pay, or other digital wallets. No terminal or additional hardware is required. 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